California Construction Loans
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Which loan is right for me?
Years
in the house
Recommended Program
1 - 3 3/1 ARM, 1year ARM or
6 month ARM
3 - 5 5/1 ARM
5 - 7 7/1 ARM
7 - 10 10/1 ARM, 30 year fixed or
15 year fixed


EL DORADO. County seat, Placerville. Created February 18, 1850. El Dorado -- the far-famed fabulous region of genial clime and never-fading verdure, where gold and precious stones are as common as rocks and pebbles, where wines gently flow from fountains. The name, meaning "the gilded one" in Spanish, appears at the beginning of the 16th century as that of a mythical Indian chief who was said to have been covered with gold dust during the performance of religious rites. When the discovery of gold by James W. Marshall at Coloma in January 1848 became known to the world, California, and particularly that section where gold was discovered, was called "El Dorado." From this fact the county received its name.

A master plan is essentially a "cookie cutter" plan that will be built repetitively. The Master Plan Program establishes a site specific building design approval protocol that is predictable and dependable for an unlimited number of building permits in the current 3-year code cycle. You can achieve standarization and consistancy in the construction process and the time spent during the site specific application is reduced drastically with consistent submittals. The program is limited to licensed contractors with a current California State Contractors license and a current El Dorado County business license.

Nationwide Construction Loans, Inc. is approved with all of the major banks and Investors. Our experience and reputation along with our nationwide construction loan volume, has allowed us to develop strong relationships with all of our lenders over the years. We have positioned our business to pass these benefits from our access through our wholesale channels on to you. Depending on your qualifications, todays current and best available construction loan interest rate is currently as low as 3.50%.

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Discover new construction loan "Inside Secrets"

Learn how to get the best construction loan, rate and terms. Discover the common mistakes made everyday in obtaining a construction loan.

Building your new custom built home starts with knowing what your broker, lender or bank are truly offering you. When you start shopping for your construction loan you could end up knowing more than your loan officer by reading the free down loadable e-book "Inside Secrets".

The weekly Inside Secrets" are designed to inform and enable you to find only the best financing available.

What The Experts
May Not Tell You...

What the experts may not tell you... When building your new custom home having the inside knowledge can make all the difference between a great experience or a bad experience. This e-book is designed to put you in the home builder's driver seat. Enjoy!

What the experts may not tell you... Click Here


The Owner Builder Book

The Owner Builder Book Find out how you can save more than $100,000 in the construction of your custom home. What are the secrets to acting as your own general contractor to save money on the construction of your home? The Owner-Builder Book answers this questions and explains how you can act as your own general contractor in the construction of your own home.

The Owner Builder Book Click Here

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California Golden State Construction Loans

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10 Construction Loans Misconceptions

A land purchase can easily be added into the construction loan.
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Construction loan rates are the same as all mortgages.
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You have to make a payment during construction.
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Construction loans are just as fast and easy to complete as any loan.
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Most banks allow owner builder.
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The largest lenders have the best rates and programs.
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No money down construction loans are easily available.
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All banks value construction loan projects the same way by appraised loan to value.
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Most loan officers are capable of providing a construction loan.
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Going directly to a bank is less expensive than working with a broker.
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