California Construction Loans
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Which loan is right for me?
Years
in the house
Recommended Program
1 - 3 3/1 ARM, 1year ARM or
6 month ARM
3 - 5 5/1 ARM
5 - 7 7/1 ARM
7 - 10 10/1 ARM, 30 year fixed or
15 year fixed


Equity Based Construction Loans

When Traditional Sources Can't Move Fast Enough

Outside the Box

All Types of Borrowers

  • Individuals, Corporations, LLCs, Partnerships, Trusts, Estates, etc.
  • Combine multiple borrowers in a single transaction.
  • Non-FICO driven.

All Types of Residential Property

  • 1-4 Units, 5+ Acres, vacation homes.
  • Owner builder, spec or custom home construction
  • Cross-collateralize on multiple properties for maximum loan amounts.
  • Subordinate liens O.K.

For Any Reason

  • Properties listed for sale.
  • Immediate acquisition of discounted properties.
  • Restructure debt, divorce or estate settlement
  • When banks can't or won't move fast enough.

Portfolio Lender

  • Creative approaches to non-bank lending.
  • No seasoning requirements or cash-out limitations.

Simple Application Process

  • Fax your 1003 and credit report

Fast Answers

  • Fast turnaround on expression of interest.

Setting the Standard for Equity Loans

Loan Amounts:$300,000 to $10,000,000
Loan to Value:Flexible
Interest Rates:9.99% to 11.99%
Fees:2 to 3.75 points
Loan Term:Up to 5 years
Lien Position:First
Prepayment Penalty:None

Request a Construction Loan Quote

STEP 1:
Receive Quotes From up to 4 Top Lenders in your area.

It's easy! Just complete the form and our home building specialist will call or email you up to 4 different quotes from the top lenders.

Type of construction project:
What is your estimated cost to build:
$
Contact Information [* REQUIRED]
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Last Name*
Phone:*
Best time to call:

California Golden State Construction Loans

Orange San Diego Imperial Riverside San Bernardino Los Angeles Ventura Kern Santa Barbara San Luis Obispo Kings Tulare Inyo Fresno Monterey San Benito Merced Madera Mariposa Tuolumne Mono Stanislaus Santa Clara Santa Cruz San Mateo Alameda San Francisco Marin Contra Costa San Joaquin Calaveras Amador Alpine Solano Sacramento El Dorado Placer Yolo Napa Sonoma Colusa Sutter Yuba Nevada Lake Glenn Butte Sierra Plumas Tehama Mendocino Lassen Shasta Trinity Humboldt Modoc Siskiyou Del Norte