California Construction Loans
California Construction loans specializes in providing new home construction loans, residential major remodeling loans and land loans. Our construction loan sources are from locally recognized banking institutions as well as from large recognized lenders from across the United States. Our services includes finding and securing the best construction loan products, rates and terms for our clients.
California Construction loans specializes in providing construction loans to families building their dream home from ground up on their own land. The types of construction loans we provide are typically called one time close construction loans or construction to permanent loans. We also provide construction only loans if desired.
We also specialize in providing construction to permanent financing for major remodeling projects. Major remodeling projects typically are residential owned homes that are in need of major remodeling and expansion in square footage size. Major remodeling also includes homes that are in need a significant remodeling makeover's from ground up as well as complete tear down projects.
Last but not least we specialize in providing land loans for families looking to build a new home sometime in the near future. To apply for a construction loan you need to own land, have house plans, hire a builder, provide a cost breakdown including building permits. Once you own land then and typically only then are you able to obtain all the above items needed in order to apply for a construction loan.
|
|
|
|
|
Download Your Free (E-Book)
Construction Loan "Inside Secrets"
|
SECURE
& CONFIDENTIAL
Your email address
will NEVER be rented, traded or sold.
WE GUARANTEE YOUR CONFIDENTIALITY.
We hate spam as much as you do.
|
|
|
|
|
|
Learn new construction loan "Inside Secrets"
Know how to get the best construction loan, rate and
terms. Discover the common mistakes made everyday in
obtaining a construction loan.
Building your new home starts with
knowing what your bank, broker or lender are
offering you. Know more than
your loan officer by reading the free down loadable e-book
"Inside Secrets"before you start shopping for construction loan.
The weekly Inside Secrets" are designed to inform and help you find only the best financing available.
|
|
What The Experts May Not Tell You...
 When building your new home, knowing the inside secrets can make all the difference between a great experience or a bad experience. This e-book is designed to put you in the home builder's driver seat. Enjoy!
 Click Here
The Owner Builder Book
 Learn how you can save more than $100,000 when building your custom home. What are the secrets to acting as your own general contractor to save money on the construction of your home? The Owner-Builder Book answers this question and explains how you can act as your own general contractor when constructing your home.
Click Here
|
Latest Blog Posts
February 7th, 2010
There are many character traits in every home based business owner and entrepreneur but I only want to delve into the top character traits for a top MLM builder. Every business is different, but your MLM is much more different than your run of the mill home based business. For instance, it takes much diligence and sales experience to succeed in MLM, if you use the outdated techniques that your upline tells you about. But, for today’s economy and because of the vast potential of the internet (which becomes more and more ubiquitous day by day) the following traits will help you leverage the power of the internet. So, that’s why I came up with my Top 10 Character Traits for a Top MLM Builder post. Many people see MLM as a viable option for a business and freedom from their jobs, but in the society we live in, you must have the following qualities to have MLM success(in no particular order): 10. Trust and Respect: If people can’t trust you and respect what you’re doing, forget about ever being successful or making any money in this industry. You have to be honest with people and you have to EARN respect. People see right through those who are fake. 9. Confidence: If you are not confident in the business you are running, forget about ever getting anyone else involved. 8. Integrity: I once was told... Read More
Posted in Uncategorized | No Comments »
February 7th, 2010
Being unemployed every task of human being is raw because unemployed means there is no expedient of proceeds to generate cash; hence their all efforts are backed-fire. Subsequently, personal loans for the unemployed have brought the financial innovations to the unemployed people to cater their huge monetary requirements. Deriving cash through these loans homeowner and non-homeowner are able to apply for. Personal loans for the unemployed are obtainable in two types of financial categories namely secured and unsecured personal loans for the unemployed. In order to secured ones you can meet the vast amount ranges, for which you will have to provide evident of one quota of your valuable property for instance home, car, bank account, jewelry and so on. After submitting assets as collateral in lieu of loan amount, you can get the cash ranges as of £5,000 to £75,000 for a payback period of 5-25 years. The good news is that you are to pay very low rate of interest. No such collateral is required in favor of unsecured personal loans for the unemployed; hence homeowner and non-homeowner are capable to apply for such loans; therefore lenders charge slightly higher interest rate to lessen the risk factor. Through which the loan amount ranges as of £1,000 to £25,000 can be obtained devoid of any hindrance or hesitant for a repayment period of 1-10 years. Lots of scroungers are suffering with censure credit rating due to these stipulations such... Read More
Posted in Uncategorized | No Comments »
Most Recent Articles
Equity Based Construction Loans
January 20, 2010
Construction Loans: From Start to Finish
FULL ARTICLE
How Construction Loans Work
January 20, 2010
How construction loans work
FULL ARTICLE
Owning Land to Build a Home
January 20, 2010
Land ownership needed in order to obtain a construction loan.
FULL ARTICLE
Coverage
We provide the best residential and commercial construction loans in all counties in California listed below:
Alameda County, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno County, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Lake, Lassen, Los Angeles, Madera, Marin County, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Ventura, Yolo, Yuba County.
|
California Golden State Construction Loans
10 Construction Loans Misconceptions
A land purchase can easily be added into the construction loan.
Construction loan rates are the same as all mortgages.
You have to make a payment during construction.
Construction loans are just as fast and easy to complete as any loan.
Most banks allow owner builder.
The largest lenders have the best rates and programs.
No money down construction loans are easily available.
All banks value construction loan projects the same way by appraised loan to value.
Most loan officers are capable of providing a construction loan.
Going directly to a bank is less expensive than working with a broker.
Other Important Links
|
