Red Alert
The number one question you should ask in obtaining a construction loan to build your dream homes is; What is the Loan To Value?
Most lenders are requiring 60% to 70% loan to value. If you hear anything in this range when shopping, run dont walk, because the odds of the loan working out in your favor is not very good.
We have loan to values of 80% up to 2 million.
Land Loans
If you are looking to buy a lot and or acreage to build your dream home we can offer you a temporary land loan until you are ready to build. If you would like to combine the land purchase with the construction loan you will need to provide approved house plans and a cost breakdown.

Construction Loans
If you either own land or have a balance on your land we can offer various types of construction loans to build your dream home from our sources throughout the United States. We offer construction only loans, owner builder loans and construction to perm loans (one time close).

Major Remodels
If you are planning on doing a major remodel (adding Square footage or a complete tear down) to your existing home and would like a construction to perm one time close loan based on finished value give us call, we can help.

California Construction Loans is affiliated with Nationwide Construction Loans, Inc. in order to bring hundreds of lenders together to provide you all the many construction loan sources from across the USA. At California and Nationwide Construction loans we also provide construction consulting services for your project.